You may set up an arrangement by calling 855-269-9628 and setting up your payment by check, credit card, or mail. 

If you wish to pay online you may log in using your account number and your zip code.  You will be given a selection of Arrangements and Settlement so you may select one that works best for you.    

Email or Fax:
If it is your preference you may complete and return the Direct Payment Form by email to or by fax to 718-873-9319. You may request the form via email or by phone. 

Our mailing address is:

         Direct Recovery Services

         PO Box 14

         Two Harbors, MN 55616

Direct Recovery Services

Payment Options

What if I Need to Change my Arrangement

If, for any reason, you need to change your arrangement it is our policy to help you as we understand that life can get in the way of fulfilling your obligations.  Please understand, it is important you contact us by phone at least 48 hours prior to your payment.

We prefer to put all arrangements in writing so if you set up your arrangement by email rather than calling us, please be clear as to the specific amounts and dates so a confirmation letter may be sent.  If you would like a hard copy as well, please indicate the best address where the Arrangement Letter and Release Letter may be sent.   

We prefer to issue automatic receipts for each payment processed.  Please indicate the best email for automatic receipts.  If you need to change your arrangement for any reason it is important that your contact our office at least 48 hours prior so we can best accommodate you.  A formal release letter will be sent on completion of your arrangement.