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Know My Debt (ACA International) is an advocacy and education project by the members of The Association of Credit and Collection Professionals, or ACA International. It is a free, online consumer resource with straightforward information about understanding your rights, navigating debt, and planning for your financial future.

ACA International

RMAI Consumer Resources

The Receivables Management Association International or “RMAI” is the nonprofit trade association that represents more than 550 companies that support the purchase, sale, and collection of performing and nonperforming receivables on the secondary market. RMAI member companies include debt buyers , collection agencies, law firms, originating creditors, international members and industry-related product and service providers. They have compiled an extensive list of consumer resources to help consumers know their rights under the law.

RMAI Consumer Resources is a free financial resource from the U.S. government that provides educational information about personal finance and credit. This tool offers information about a variety of consumer finance products, saving strategies, and much more.


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